Prosperity Prosperity

approach is completely different.

We look at where you are and where you want to be. Then we show you how to build your roadmap to get there looking at all the options you have. People tell us how empowering they find our Polestar mentoring process and we have witnessed rapid changes in how people build the liquidity for the lifestyle they aspire to.

Our Polestar process identifies your goals
and matches that with
 informed decision making
as we guide you to achieve your aspirations:

Let’s start at the beginning.

Most financial advice is dispensed with the product in mind rather than the person. The advisor may be well-intentioned, but has been taught to proceed in a certain way when an individual requests advice on saving and investing.

There is no collective decision-making. Invariably the power rests with the adviser, and the individual’s ‘whole life’ is not taken into consideration.

Our Polestar service turns the old model on its head and begins with you.

Firstly, we establish a relationship. We take the time to find out what matters to you. What are your dreams and aspirations? What does your current lifestyle look like and which aspects do you want to change?

Then, we use advanced mathematical modeling, analytical tools and mentoring to build a  roadmap to show you how to get to where you want to go.

The roadmap is illustrated through dashboards that provide you with details of your savings, emergency funds, investments and liabilities at a glance.

Our frequent mentoring sessions plus the dashboards work together to ensure you realise the vision you have for your life.

Testimonials from individuals who have used Polestar to create prosperity in their lives.

"Genuinely interested in our needs."

We’ve been customers for many years with all of our financial needs; car, house, personal insurance, all our insurance needs. Penco has always been receptive to our needs, responsive in times of accidents and genuinely interested in our needs. There’s a real community spirit to working with Penco.

G & M B. - Donegal
"Their approach is very hands-on."

Working with Penco made me realise that I didn’t need to worry about money, They put forward in concrete terms what we should do with my money. Their approach is very hands-on. They’re only a phone call away and give me regular updates.

E W. - Dublin
"Helped us build a stronger financial foundation."

We muddled through our financial situation for 30 years, but when we started dealing with Penco we found them very clear in their thinking. They pinned down directly what we needed to do, provided hands-on support and helped us build a stronger financial foundation.

J & A K. - Dublin
"We trust them 100%."

Penco changed our lives by providing an objective outlook on our financial situation. They never told us what to do but guided us very carefully and wisely. We trust them 100%.

B & Y W. - Tipperary
"It was life changing."

I can say our meeting with Fred Penco was life changing. Penco is hands-on, run by proactive people, and is a boutique operation where clients matter. Fred and Marina are excellent and have taught us how to think about our finances.

M & D C. - Meath

If you want to know more about Polestar

Liquidity for lifestyle

We start with you and your aspirations, not a financial product.

Risk within tolerance

Mathematical modeling, analytical tools and mentoring help you create a financial plan you are empowered by.

Growth within expectations

Build the wealth you need to live the life you want.

Identifying your Aims

Take time to match your financial plan with the life you aspire to live.

Building your Roadmap

Stay motivated with an illustrative dashboard that maps your path and your progress.

Measuring progress

Every step you take helps you create the vision you have for your life.

Maintaining Momentum

It is easy to stay motivated when you see what consistency can do for your prosperity.